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Supreme Court Ruling: INEC Will Wield Big Stick Against Parties That breached Register Rule

The Atlantic Bell
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The Independent National Electoral Commission (INEC) has warned political parties that field candidates whose names were not contained in the membership registers submitted to the commission that such candidates may not be allowed to contest the 2027 general elections.

The commission also ruled out the possibility of parties benefiting from violations of the Electoral Act by substituting candidates whose eligibility is affected by the breach.

INEC National Commissioner and Chairman of its Information and Voter Education Committee, Mohammed Haruna, disclosed this on Wednesday while appearing on Trust TV’s Daily Politics programme.

Haruna’s warning followed the September 24, 2026 judgment of the Supreme Court, which affirmed the constitutionality of Sections 77(5), 77(6) and 77(7) of the Electoral Act 2026 and upheld INEC’s revised timetable and schedule of activities for the 2027 elections.

According to him, political parties that failed to comply with the law on the submission of their membership registers should not be allowed to circumvent the consequences by replacing affected candidates. He said allowing such substitutions would amount to permitting a party to benefit from an offence it had committed.

“It’s like you committed an offence. And then, you come and benefit from it,” Haruna said, recalling previous disputes involving political parties and candidates in Zamfara and Plateau states.

“The law was very clear. Once you do that kind of thing, you cannot benefit from it. You are benefiting from it if you are able to substitute a candidate.”

The commissioner said the implication of the position being considered by INEC was that some political parties could be left without candidates for certain elective positions, including governorship and legislative seats.

He explained that INEC had interviewed candidates across the various levels of the 2027 elections and checked their membership status against the registers submitted by their political parties.

“All the candidates, all the way to the Houses of Assembly, we interviewed them. If their names are not on the party register, they were not members of the party at the time that they contested for those tickets,” he said.

Haruna, however, said INEC was yet to make a definitive pronouncement on the practical implications of the Supreme Court judgment, explaining that the commission needed to obtain and study the Certified True Copy (CTC) of the judgment and receive legal advice.

He said the commission had only recently obtained the CTC and was being deliberately cautious because of past instances in which purported court judgments had been forged.

“You can’t be too careful with these things because even when you see copies and they tell you it’s a CTC, it may be forged,” he said.

“We’ve seen instances where people have even gone, have the audacity to forge a Supreme Court judgment. So, we have to be very careful.”

The national commissioner said INEC expected to be able to make a definite pronouncement on the judgment by Tuesday next week.
INEC raises alarm over threats ahead of polls.

Meanwhile, INEC expressed concern over the increasingly hostile tone of political campaigns ahead of the 2027 elections, particularly threats allegedly being issued by some political actors.

Haruna said such statements were disturbing regardless of the number of people making them, stressing that no participant in the electoral process should be subjected to threats.

“Those kind of things, even if it’s a minority, it’s a cause for concern, because nobody should be threatened at all,” he said.

He added that inflammatory statements and actions should concern not only INEC but all Nigerians, including the ruling party.

The commission, he said, was also working to secure the funds required to conduct the 2027 elections, stressing that time was running out.
“We don’t have the luxury of time any more,” Haruna said.

Rivers LG Workers Begin Warning Strike, Barricade Council Secretariats Over Verification Exercise

The Atlantic Bell
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Entrance of Ikwerre Local Government Council, Rivers State, barricaded on Thursday morning.

Local government workers across Rivers State have commenced a three-day warning strike over issues arising from the ongoing verification exercise in the 23 local government areas, with the industrial action leading to disruptions at some council headquarters and intervention by security agencies.

The action followed a resolution of the State Executive Council of the Nigerian Union of Local Government Employees (NULGE) at an emergency meeting held on Wednesday, October 7.

In a directive sighted by The Atlantic Bell, NULGE ordered all employees serving in the 23 local government areas to embark on a three-day warning strike with effect from midnight of Thursday, October 8.
The union directed all local government workers, including principal officers and other staff, to fully comply with the industrial action.

It also mandated all State Administrative Council members and branch chairmen to enforce full compliance and effectively mobilise workers throughout the strike. NULGE, however, advised workers to remain calm, peaceful and orderly during the period of the industrial action.

The union said the decision to embark on the warning strike followed issues and concerns arising from the implementation of the LGA verification exercise which, in the view of the State Executive Council, require urgent attention and appropriate action.
The development comes against the backdrop of growing anxiety among local government workers over the ongoing audit of personnel and payrolls across the state.

The verification exercise has already uncovered what the committee conducting the exercise described in its preliminary findings as more than 4,000 illegal employments across the 23 local government councils.

A large number of alleged ghost workers have also reportedly been identified since the exercise commenced. As part of the verification process, workers have been asked to submit their employment details and bank statements, among other documents, to establish the authenticity of their appointments and payroll records.

The exercise has generated considerable uncertainty among council workers, particularly over the possibility of disengagement of employees whose records are found to be irregular.

The situation has also been linked to delays in the payment of salaries, adding to the concerns of workers who are demanding clarification and resolution of the issues surrounding the verification exercise.

Following the commencement of the warning strike, workers in some parts of the state reportedly barricaded council headquarters as they insisted on the implementation of the union’s directive and expressed their concerns over the verification process.

The development has attracted the intervention of security agencies at some council headquarters, resulting in tension in some locations.

In particular, the situation in Ikwerre Local Government Area reportedly became tense as security personnel moved in to restore order amid the gathering of workers around the council headquarters.
There were reports of the use of teargas by the police during the confrontation, as security personnel sought to disperse the workers.

The development has heightened concerns among the workers, who have urged the authorities to exercise restraint and allow the industrial dispute to be resolved through dialogue.

The NULGE directive, however, specifically urged its members to remain peaceful and orderly throughout the three-day action, suggesting that the union’s immediate objective is to draw attention to the issues arising from the verification exercise rather than create a breakdown of law and order.

The union’s position is that the concerns arising from the implementation of the exercise have reached a point requiring urgent intervention by the authorities.

The workers are particularly concerned about the distinction between genuine employees and those whose appointments may be considered illegal or irregular.

While there appears to be broad support for efforts to eliminate ghost workers and sanitise the local government payroll, workers have urged the government to ensure that legitimate employees are not affected by the exercise.

They have also called for a transparent verification process that allows affected workers to present their employment records and respond to any queries concerning their appointments.

The discovery of more than 4,000 alleged illegal employments has meanwhile raised wider questions about the circumstances surrounding the appointments, including how such names came to be captured and retained on the payrolls of the 23 councils.

The outcome of the exercise is expected to determine the actual workforce of the councils and potentially have significant implications for their personnel costs and monthly wage obligations.

The current industrial action therefore places pressure on both the government and the workers to resolve the outstanding issues surrounding the verification exercise.

For the workers, the immediate concern is the protection of legitimate employment and the resolution of issues affecting salary payments.

For the government, the exercise is aimed at establishing an accurate and credible local government workforce and eliminating ghost workers and alleged illegal employments from the payroll.

NULGE has directed its members to remain on the warning strike for three days while urging them to conduct themselves peacefully and orderly.

The unfolding situation is being closely watched as the government and local government workers await further engagement on the issues that triggered the industrial action.

Seven Days in Captivity: 20 Abducted NYSC Prospective Members Regain Freedom

The Atlantic Bell
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Twenty prospective members of the National Youth Service Corps (NYSC), abducted while travelling from Ibadan, Oyo State, to their orientation camp in Abia State, have regained their freedom after seven days in captivity.

The victims, who were kidnapped along the Owerri-Onitsha Road in Umunoha, Imo State, are currently receiving medical attention at the Department of State Services (DSS) Hospital in Owerri.

Their release was confirmed on Wednesday by the Olubadan of Ibadanland, Oba Rasidi Ladoja, and the Managing Director of Uko Akwa Ibom Motors Nigeria Limited, Isiah Akpan.

The 20 graduates were travelling in two buses from Ibadan to the NYSC orientation camp in Bende, Abia State, when gunmen reportedly attacked the vehicles in the early hours of Thursday.

The abductors were said to have initially demanded a ransom of N50 million for each victim, amounting to N1 billion, before reportedly reducing the demand to N5 million per person, or N100 million for the 20 victims.

Following their release, the victims were taken to the DSS Hospital in Owerri for medical assessment and treatment.

The Director-General of the NYSC, Brigadier-General Olakunle Oluseye Nafiu, visited the victims at the facility to assess their condition and offer support.

Nafiu was accompanied during the visit by the Imo State Commissioner of Police, the Director of the DSS and the Commander of the 34 Artillery Brigade, Imo State.

The NYSC director-general also addressed the rescued prospective corps members during the visit.

The abduction had raised fresh concerns over the safety of young Nigerians travelling to orientation camps, particularly amid growing insecurity along major highways in the South-East.

The victims were scheduled to report to their orientation camp in Abia State when the journey was disrupted by the attack.

UNITAR CIFAL Nigeria, Rivers Schools’ 1983 Set Association Move to End Child Marriage, Empower Rivers Girls

The Atlantic Bell
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Ahead of the 2026 International Day of the Girl Child, the United Nations Institute for Training and Research (UNITAR)-CIFAL Nigeria, in collaboration with the Rivers Secondary Schools Old Boys and Girls 1983 Set Association, will engage students of Archdeacon Crowther Memorial Girls’ School (ACMGS), Elelenwo, Rivers State, Nigeria in a campaign against child marriage and for greater investment in girls’ rights.

The engagement, scheduled for Thursday, October 8, is expected to provide a platform for dialogue, mentorship and knowledge-sharing aimed at encouraging girls to understand and defend their rights, value education and develop the confidence to determine their future.

The Director of UNITAR-CIFAL Nigeria, Mrs Ihuoma Njemanze, disclosed this in a statement issued ahead of the International Day of the Girl Child, marked annually on October 11.

Njemanze said the initiative was designed to draw attention to the rights, potential and leadership capacity of girls, while encouraging stakeholders to create an environment where every girl can grow up safe, educated and empowered.

According to her, the engagement at ACMGS would focus on helping the students appreciate the importance of education, build self-confidence and recognise their capacity to contribute meaningfully to their communities and society.

The initiative comes as the global community prepares to mark the 2026 International Day of the Girl Child, an observance established by the United Nations to highlight the rights and challenges confronting girls and promote opportunities for their development.

The 2026 observance places particular emphasis on ending child marriage and investing in girls’ rights, drawing attention to the continuing barriers that prevent many girls from completing their education, making informed decisions about their lives and reaching their full potential.

Child marriage remains a major concern in efforts to advance girls’ education and protection. Early marriage can interrupt schooling, expose girls to health and social risks and limit their economic opportunities, while reinforcing cycles of poverty and inequality.

Beyond legislation and policy interventions, advocates have increasingly stressed the importance of educating girls about their rights and equipping them with the confidence and knowledge to make informed choices about their futures.

It is against this background that CIFAL Nigeria and the 1983 Set Association are taking the International Day of the Girl Child message directly to students, using mentorship and interaction as tools for empowering young girls.

The organisers said the ultimate goal was to contribute to a future in which every girl is safe, educated and empowered to realise her full potential.

The programme will hold at Archdeacon Crowther Memorial Girls’ School, Elelenwo, on October 8, three days before the global observance.

NYSC Urges Corps Members To Embrace Skills Training For Economic Independence

The Atlantic Bell
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Moses Oleghe, Rivers State NYSC coordinator.

The National Youth Service Corps (NYSC) has urged corps members deployed to Rivers State to take its Skill Acquisition and Entrepreneurship Development (SAED) programme seriously, saying the training could shape their economic future and promote self-reliance.

The NYSC Rivers State Coordinator, Moses Oleghe, gave the advice yesterday during the official opening and flag-off of SAED activities for the 2026 Batch C Stream I orientation course at the state orientation camp.

Oleghe said the in-camp and post-camp training provided corps members with an opportunity to acquire practical skills capable of preparing them for economic independence, growth and sustainability after their service year.

He urged the corps members not to treat the programme as another routine aspect of the orientation course, stressing that the commitment they demonstrated towards skills acquisition could influence their future livelihoods.

NYSC members listening to the lecture.

According to him, “what they do with SAED can determine how happy or sad” they may be in the future.

The state coordinator also cautioned the corps members against allowing peer pressure or distractions from friends and colleagues to derail their participation in the programme.

He said: “The future belongs to those who prepare for it.”
Oleghe encouraged the corps members to identify areas of interest among the various skills offered under the SAED programme and devote themselves to mastering them.

Earlier, the new SAED Officer of NYSC in Rivers State, Mrs Ngozi Njoku-Nwogu, urged the corps members to maximise the knowledge and practical experience provided by the programme’s master trainers.

Njoku-Nwogu advised them to leverage the expertise of the trainers as a foundation for building sustainable livelihoods and achieving economic independence.
She said the skills acquired during the service year could provide corps members with opportunities beyond formal employment and help them become self-reliant entrepreneurs.

The SAED programme is designed to equip corps members with vocational and entrepreneurial skills that can enhance their employability and enable them to establish businesses after completing the mandatory national service.

INEC Raises Funding Alarm, Urges FG To Release Outstanding Funds For 2027 Polls

The Atlantic Bell
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The Independent National Electoral Commission (INEC) has urged the Federal Government to urgently release its outstanding budgetary allocations to enable it sustain preparations for the 2027 general elections.

INEC Chairman, Prof. Joash Amupitan, made the appeal yesterday at a World Press Conference and National Stakeholders’ Meeting, warning that timely funding remained critical to the successful implementation of the commission’s electoral plans.

Amupitan said funds already released had enabled the commission to meet obligations to international vendors, finance the production of critical election technology, upgrade infrastructure and sustain multi-stakeholder operations across the country.

He, however, stressed that the release of the outstanding funds was necessary to prevent disruptions and maintain the pace of preparations.
“However, we expect the prompt release of the remaining budgets to ensure seamless execution of the activities,” he said.

According to him, financial preparedness was a critical component of the electoral process, given the scale and complexity of the 2027 general elections.
“Executing a national election of this magnitude requires robust financial backing and fiscal discipline,” Amupitan said.

He explained that INEC was operating within a framework of transparent fiscal management, with statutory budgetary allocations supporting its ongoing preparations.

The funding concern comes as the commission intensifies preparations for the 2027 polls, with INEC disclosing that it has completed nine of the 14 critical statutory milestones contained in its revised timetable issued on February 26, 2026.

Amupitan said the timetable had been translated into an operational execution plan covering the commission’s headquarters departments and directorates, its 36 state offices, the Federal Capital Territory and all 774 local government areas. He noted that adequate funding was particularly important for sustaining election technology, logistics and other operational requirements across the country.

The INEC chairman also identified logistics, election materials and security as critical components of credible and efficient election delivery.

“Sensitive materials and agile logistic infrastructure and precision-driven intelligence-led security arrangement are the non-negotiable foundation for seamless election delivery nationwide,” he said.

With preparations already underway across the country, the commission’s appeal places renewed emphasis on the need for timely financial releases to ensure that funding gaps do not undermine the implementation of the 2027 electoral timetable.

NDDC Joins Geneva-Based WAPPP To Boost PPP Drive In Niger Delta

The Atlantic Bell
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Ogbuku, NDDC Managing Director.

The Niger Delta Development Commission, NDDC, has been admitted as a full institutional member of the World Association of PPP Units and Professionals, WAPPP, a Geneva-based global body for Public-Private Partnerships, strengthening its drive for public-private collaborations, investments and sustainable development across the Niger Delta.

In a joint statement, WAPPP President Ziad-Alexandre Hayek and NDDC Managing Director Dr Samuel Ogbuku noted that full membership makes NDDC one of the few Nigerian public agencies and one of only about 40 PPP Units globally to belong to the exclusive network of over 300 PPP professionals from 60 countries.

In a statement signed and issued by Seledi Thompson-Wakama
Director, Corporate Affairs of the NDDC, Hayek said: “On behalf of WAPPP, I warmly welcome the NDDC as it joins our platform. We look forward to working together to advance sustainable development and impactful projects across Nigeria’s Niger Delta Region.

The NDDC Managing Director, Dr Samuel Ogbuku, said the membership validates the reforms undertaken by the current Board and Management to reposition the Commission for efficiency and effectiveness.

He said: “NDDC is pleased to join WAPPP and looks forward to working with fellow members to advance public-private collaboration and sustainable development across the Niger Delta region.”

“Partnership is one of the major ways to achieve sustainable development in the region, and it is important that NDDC stays at the forefront of building the right partnerships.”

“Since our inception, we have tried to deliver on our mandate, but we realised NDDC cannot shoulder the enormous responsibility of developing the Niger Delta alone,” Ogbuku said.

The full membership of WAPPP aligns with resolutions of the 2026 Partners for Sustainable Development (PSD) Conference, where the Minister of Regional Development, Engr. Abubakar Momoh, stressed that no single institution can address the region’s complex infrastructure challenges alone.

WAPPP brings together PPP Units, infrastructure agencies, long-term investors, and consultants on a neutral platform to share knowledge, drive innovation, and promote climate-resilient, people-first infrastructure in line with the United Nations Sustainable Development Goals.

SEEPCO Takes School Renewal Drive To Akwa Ibom, Begins Revamp Of Edemaya High School

The Atlantic Bell
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The ongoing intervention by Sterling Oil Exploration and Energy Production Company Limited (SEEPCO) in the education sector has received a fresh boost in Akwa Ibom State, as the company commenced the rehabilitation of Comprehensive High School, Edemaya, in Ikot Abasi Local Government Area.

The project, being executed under SEEPCO’s Corporate Social Responsibility (CSR) programme in partnership with the Akwa Ibom State Government through its development partner, Vcare for Development Foundation (VCDF), is part of the company’s Model Schools Initiative (MSI).

The intervention is expected to transform the physical learning environment of the school and improve teaching and learning for pupils and teachers.

The rehabilitation covers three classroom blocks comprising 11 classrooms, three offices for the principal and staff, three toilet facilities, a library and an assembly hall. It also includes the construction of connecting walkways, an entrance gate and a security room.

Speaking during an inspection tour of the project site, the Director of Projects, Akwa Ibom State Ministry of Education, Edo H. Ekpene, commended SEEPCO and VCDF for the intervention, describing the quality of work at the site as commendable.
He said the Ministry of Education would continue to monitor the project to ensure that the required standards were maintained.

“We appreciate Sterling Oil for supporting VCDF to deliver this important intervention. The quality of work on site is commendable, and the Ministry of Education will continue to monitor progress to ensure standards are maintained,” Ekpene said.

The director also appealed to SEEPCO to extend the initiative to other communities across the state, noting that more schools and students would benefit from improved learning facilities.

“Like Oliver Twist, we would ask the company to extend similar projects to more communities across Akwa Ibom State so that more students can benefit from improved learning environments,” he added.

The Principal of Comprehensive High School, Edemaya, Mrs Regina Aniekan Jack, expressed appreciation to SEEPCO and VCDF for selecting the school for the intervention.

Jack said the ongoing work had already generated excitement among the school community, adding that the facilities being provided would significantly improve the learning environment.

“We are grateful to Sterling Oil and VCDF for choosing our school. The work being carried out meets our specifications and will greatly improve the learning environment for our students and staff,” she said.

The intervention comes against the backdrop of concerns over the poor condition of infrastructure in some public schools across Akwa Ibom State, where inadequate classrooms and dilapidated facilities continue to pose challenges to effective teaching and learning.

In some communities, pupils and students are reportedly forced to learn in severely deteriorated classrooms or sit on bare floors due to inadequate furniture and facilities.
SEEPCO’s Model Schools Initiative is targeted at rehabilitating nine schools across Nigeria.

So far, three schools have been completed and handed over, including Obele Community Junior High School and Obele Community Senior High School in Lagos State, as well as Iko Community Secondary School in Iko Town, Akwa Ibom State.

The completed projects were handed over in the presence of the respective Commissioners for Education in Lagos and Akwa Ibom states.
Six additional schools in Akwa Ibom, Delta and Lagos states are currently undergoing rehabilitation under the initiative.

Since 2022, SEEPCO said it has reached more than 37,515 people across the three states through its various interventions, while its Model Schools Initiative alone has benefited more than 4,755 people in Akwa Ibom, Delta and Lagos states.

The company’s intervention in Edemaya is therefore expected to provide not only improved infrastructure but also a more conducive environment for learning and teaching in the community.

Nigeria’s Voter Register Hits 103m As INEC Acquires 57,000 New BVAS for 2027 Polls

The Atlantic Bell
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The National Register of Voters has risen to more than 103 million, with the Independent National Electoral Commission (INEC) acquiring 57,000 new Bimodal Voter Accreditation System (BVAS) machines ahead of the 2027 general elections.

INEC Chairman, Prof. Joash Amupitan, SAN, disclosed this on Monday in Abuja at a Strategic Workshop for Editors organised by the Nigerian Guild of Editors (NGE) in collaboration with the commission.

Amupitan said the development formed part of the commission’s efforts to strengthen the technological and operational framework for the elections scheduled for January and February 2027.

He said the three phases of the Continuous Voter Registration (CVR) exercise produced 10,772,421 new registrations, subject to the conclusion of the Automated Biometric Identification System (ABIS) verification.

According to him, Phase One of the CVR, conducted between August 25 and December 10, 2025, recorded 2,611,266 new registrants, while Phase Two, held from January 5 to April 17, 2026, produced 4,121,835 registrations.
He added that the third phase, conducted between May 11 and July 26, 2026, recorded 3,867,997 new registrations.

Following the completion of the public display of the Preliminary Register for claims and objections and the final ABIS clean-up, Amupitan said the national register now contained more than 103 million voters.

He also announced that nationwide collection of Permanent Voter Cards (PVCs) would commence on Friday, October 9, urging the media to intensify public enlightenment on collection centres and encourage registered voters to collect their cards.

On technology, the INEC chairman said the commission had acquired 57,000 new BVAS machines and subjected its existing technological infrastructure to software hardening, battery optimisation and biometric calibration.

He said the measures were designed to strengthen voter accreditation, prevent bypass of biometric verification and reduce opportunities for manual manipulation during the elections.

Amupitan also disclosed that the commission had enhanced the eEC8A result management system, under which polling unit result sheets would be digitised, cryptographically authenticated and uploaded to the INEC Result Viewing Portal (IReV).

He said INEC was equally deploying artificial intelligence-based anomaly detection tools to monitor database traffic and protect its public portals against cyberattacks and unauthorised alterations.

The chairman said the technological upgrades were necessary to reinforce public confidence in the electoral process, warning that technological improvements alone would not guarantee credible elections without transparency and public trust.

He said the 2027 elections were now only 101 days away, stressing that the credibility of the process would depend on sustained cooperation among INEC, the media and civil society organisations.

Amupitan urged editors to play a more active role in combating misinformation and disinformation, particularly as the election season intensifies.

He warned that deepfakes, manipulated audio-visual materials, coordinated fake news campaigns and premature declaration of election results could undermine public confidence and threaten democratic stability.

He called on news organisations to strengthen fact-checking and verification mechanisms and to cross-check sensitive electoral information with official sources before publication.

The INEC chairman also disclosed that the commission had begun nationwide readiness assessments, with physical audits already completed in the South-West and North-West geopolitical zones.

He said the assessments covered electoral facilities, secure storage, security protocols and logistics deployment networks, with the remaining four zones to be assessed subsequently.

Amupitan further warned political parties and candidates against vote-buying, electoral violence and hate speech, saying the commission would work with security and anti-corruption agencies to monitor illegal campaign financing and financial inducement of voters.

He assured Nigerians that INEC had no preferred candidate or political party, declaring that its sole objective was to deliver free, fair, transparent and credible elections.

Break Free From Poverty Mindset, Build Multiple Income Streams — Adepoju

The Atlantic Bell
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…Author unveils eight-chapter book on financial independence

An entrepreneur, strategist and author, Dr. Yemisi Lucy Adepoju, has urged Nigerians to break free from limiting beliefs about money and embrace deliberate strategies for wealth creation.

Adepoju made the call during a conversation and unveiling of her book, Broke AFTER PAY DAY: The Hidden Crisis Killing Employees’ Dreams and How to Break Free, held in Port Harcourt over the weekend.

Speaking on agriculture, wellness and personal finance, the author said many people remain trapped in financial hardship because of inherited beliefs and attitudes that influence how they perceive, earn and manage money.

She cited the popular saying that “money does not grow on trees” as an example of mental conditioning that could limit people’s understanding of wealth creation.

According to her, individuals must consciously replace such limiting beliefs with ideas that encourage investment, entrepreneurship and long-term financial planning.

Adepoju stressed that improving one’s financial circumstances requires more than earning a regular salary, urging workers to move beyond dependence on a single source of income.

She particularly encouraged civil servants, corporate employees and other salary earners to explore legitimate additional income streams, identifying agriculture, strategic partnerships and private equity investments as potential avenues for building sustainable wealth.

The author described agriculture as a sector deserving greater attention from individuals seeking alternative investment opportunities, noting that it offers prospects beyond traditional subsistence farming when approached with proper planning, adequate knowledge and professional management.

She also emphasised the importance of budgeting and disciplined financial management, warning that earning money without a clear plan for its deployment could undermine efforts to achieve financial stability.

Adepoju encouraged individuals to “send their money on errands” by channeling their resources into productive ventures and investments capable of generating additional income and creating long-term value.

She further stressed that genuine wealth creation requires patience, discipline and informed financial decisions rather than the pursuit of quick returns.

According to her, financial success should not be measured solely by how much a person earns, but also by how effectively the money is managed, invested and multiplied.

She urged Nigerians to develop a healthier and more intentional relationship with money, stressing that financial habits adopted today could have lasting implications for families and future generations.

Adepoju encouraged individuals to begin building assets and multiple income streams capable of creating opportunities beyond their immediate financial needs.

Her message was clear: breaking the cycle of financial limitation begins with a change in mindset, but building lasting wealth requires deliberate action, discipline, diversification and strategic investment.

Reviewing the book, Engr. Nnena Nwezeh, Dr. George and Mr. Best Eke commended Adepoju for addressing some of the financial challenges confronting public servants, private-sector employees and business owners in Nigeria.

They described the book as a “must-read,” noting that the author’s simple and practical language makes its message easy to understand and apply.

The reviewers also emphasised the importance of budgeting and financial discipline, describing the principles as critical to achieving financial stability, growth and long-term sustainability.

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