…Author unveils eight-chapter book on financial independence
An entrepreneur, strategist and author, Dr. Yemisi Lucy Adepoju, has urged Nigerians to break free from limiting beliefs about money and embrace deliberate strategies for wealth creation.
Adepoju made the call during a conversation and unveiling of her book, Broke AFTER PAY DAY: The Hidden Crisis Killing Employees’ Dreams and How to Break Free, held in Port Harcourt over the weekend.
Speaking on agriculture, wellness and personal finance, the author said many people remain trapped in financial hardship because of inherited beliefs and attitudes that influence how they perceive, earn and manage money.
She cited the popular saying that “money does not grow on trees” as an example of mental conditioning that could limit people’s understanding of wealth creation.
According to her, individuals must consciously replace such limiting beliefs with ideas that encourage investment, entrepreneurship and long-term financial planning.
Adepoju stressed that improving one’s financial circumstances requires more than earning a regular salary, urging workers to move beyond dependence on a single source of income.
She particularly encouraged civil servants, corporate employees and other salary earners to explore legitimate additional income streams, identifying agriculture, strategic partnerships and private equity investments as potential avenues for building sustainable wealth.
The author described agriculture as a sector deserving greater attention from individuals seeking alternative investment opportunities, noting that it offers prospects beyond traditional subsistence farming when approached with proper planning, adequate knowledge and professional management.
She also emphasised the importance of budgeting and disciplined financial management, warning that earning money without a clear plan for its deployment could undermine efforts to achieve financial stability.
Adepoju encouraged individuals to “send their money on errands” by channeling their resources into productive ventures and investments capable of generating additional income and creating long-term value.
She further stressed that genuine wealth creation requires patience, discipline and informed financial decisions rather than the pursuit of quick returns.
According to her, financial success should not be measured solely by how much a person earns, but also by how effectively the money is managed, invested and multiplied.
She urged Nigerians to develop a healthier and more intentional relationship with money, stressing that financial habits adopted today could have lasting implications for families and future generations.
Adepoju encouraged individuals to begin building assets and multiple income streams capable of creating opportunities beyond their immediate financial needs.
Her message was clear: breaking the cycle of financial limitation begins with a change in mindset, but building lasting wealth requires deliberate action, discipline, diversification and strategic investment.
Reviewing the book, Engr. Nnena Nwezeh, Dr. George and Mr. Best Eke commended Adepoju for addressing some of the financial challenges confronting public servants, private-sector employees and business owners in Nigeria.
They described the book as a “must-read,” noting that the author’s simple and practical language makes its message easy to understand and apply.
The reviewers also emphasised the importance of budgeting and financial discipline, describing the principles as critical to achieving financial stability, growth and long-term sustainability.